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Needs Based Strategies

Needs Based Strategies

Tailored for your specific need, we can focus on an individual financial goal through a wide variety of products from well-known insurance providers, investments, and college savings programs 

How diversified is your portfolio?

Do you really need Life Insurance?

Are you saving enough for your child's higher education? 



  • Strategy construction 
  • Total wealth asset allocation
  • Tax aware investing
  • Goals based investing
  • Advisory & brokerage accounts
  • Account performance review
  • Alternative investments
  • Adjust investment policy over time
Insurance Needs

Insurance Needs

  • Risk analysis
  • Insurance gap analysis
  • Life insurance products
  • Long term care insurance
  • Disability income insurance
  • Income and asset protection
  • Medigap and Medicare advantage
  • Health Insurance Plans
Education Strategies

Education Strategies

  • Education gap analysis
  • College savings strategies
  • 529 Plans
  • Prepaid tuition plans
  • Coverdell savings account
  • Monitor funding progress

Fee-based Financial Planning is an interactive and collaborative approach with Wealth Navigators

The pursuit of financial success begins with a plan

Financial Planning  A financial plan provides you with a high degree of personalization. Your plan will include details along with recommendations about your cash flow, savings, debt, investments, insurance, retirement, higher education, any major purchases, and your legacy. We'll work in close consultation with your tax and legal advisors to make sure there's proper coordination in aspects of your plan that require their involvement. Life changes, priorities shift, and new opportunities are always just over the horizon. That is why your financial plan should be as dynamic as your lifestyle, as we will continually monitor your plan's overall progress relative to your financial intentions. 

Retirement Planning

Retirement Planning

  • Retirement income planning
  • Social Security planning
  • Sequence of withdrawal planning
  • Determining retirement income style
  • Medicare planning
  • Annuity selection planning
  • Employee benefit analysis
  • Retirement income projections
  • Monitoring withdrawal strategies
Financial Planning

Financial Planning

  • Comprehensive financial planning
  • Cash flow planning
  • Executive compensation planning
  • Investment analytics
  • Monte Carlo Analysis
  • Net worth tracking
  • Major purchases planning
  • Job transitioning planning
  • Behavioral coaching
Estate Planning

Estate Planning

  • Beneficiary review
  • Estate review with your attorney
  • Charitable giving planning
  • Trust coordination
  • Multi-generational planning
  • Donor advised funds
  • Digital secure vault